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Cash, PayID or bank transfer, how we pay you for gold

Person smiling while using smartphone and holding cash, with gold jewelry and a cup of tea on a table, illustrating payment methods for selling gold.
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    Chris at a kitchen table with gold items ready for assessment

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    PayID, cash or bank transfer — how you’ll get paid for your gold

    G’day — I’m Chris Molyneaux. For nearly ten years my family and I have been popping round to people’s kitchen tables right across metro Adelaide and out into the country, up to 150 kilometres from Craigmore. We keep things straightforward and relaxed so you always know what’s happening when you sell your gold. Here’s how we make payment simple — whether you want PayID, cash, a bank transfer, or a mix of them — all done right at your kitchen table.

    Key Takeaways

    • We offer three main ways to get paid: PayID, cash and bank transfer — choose what suits you.
    • PayID sends money straight into your account in seconds using a mobile number or email.
    • You can get cash on the spot — no waiting, no trips back and forth.
    • Bank transfers provide a clear record and usually arrive the same or next business day.
    • Split payments are fine — mix cash and electronic methods to suit your needs.
    • There are no limits on payment amounts, so large sales are handled without fuss.
    • Visits are relaxed and personal, with the offer explained before you accept payment.
    • Payment options work for everyone — from estate organisers to folks who prefer notes in hand.
    • We cover metro Adelaide and nearby areas up to 150 kilometres from Craigmore.

    The payment methods you can choose when selling gold to us

    Here’s the deal. We use three simple payment options: PayID, cash, and bank transfer. Each is easy and suits different situations. Want the money in your bank right away? PayID. Prefer notes in your hand? Cash. Like a clear bank record? Bank transfer. Your choice — no hassle, no drama, and no artificial limits on cash.

    Payment methodSpeedPaper trailBest for
    PayIDInstantDigital recordPeople who want funds in their account straight away
    CashOn the spotNo bank statement recordPeople who prefer notes in hand
    Bank transferSame or next business dayClear bank statementPeople managing estates or who want a tidy trail

    PayID

    PayID is fast and secure — it uses the National Payments Platform. All you need is the mobile number or email that’s linked to your bank account. Quick, easy and handy when you want the money straight away.

    Cash

    Cash means you walk away with notes in your hand — no waiting. We’re able to pay larger amounts on the spot too. Ideal if you want immediate access to your money.

    Bank transfer

    The traditional bank transfer. You give us your BSB and account number and we process the payment, usually the same day or the next business day. Timing can depend on your bank, but you’ll get a clear record of the transaction.

    Whether it’s a small item or a larger lot, you decide what works best.

    How PayID works for instant transfer at the kitchen table

    With PayID for gold sales, I can send your money from my phone straight into your bank account while we’re sitting at your kitchen table. It runs on the NPP’s real-time system, so funds usually appear seconds after I hit send.

    You tell me your PayID — normally a mobile number or email tied to your bank — and I process the payment. You’ll get the notification right away. It’s a safe alternative to carrying big amounts of cash or waiting on slower transfers.

    How PayID lands in your account

    PayID works via OSKO on the NPP, which means fast, secure payments. You don’t need to hand over your BSB or account number — a simple PayID will do. Once the payment is sent, it shows up straight away, giving you a clean, fuss-free transaction.

    For more info, see NPP Australia’s PayID overview.

    Cash on the spot, including larger amounts

    Some people prefer cash when I turn up. That’s fine — we can pay any amount on the spot. No caps, no waiting, and no need to split the sale unless you want to.

    Cash is handy if you need money right away for errands or simply like holding the notes. I always handle cash discreetly and respectfully to keep things comfortable and secure for you.

    You won’t find pushy limits here. We agree the price, and I hand over the full cash amount — simple as that.

    Bank transfer, when and why people pick it

    Bank transfers are a solid option for many sellers. Some don’t have PayID set up or prefer the paperwork trail a transfer gives. Give us your BSB and account number and we’ll make the transfer, usually the same or next business day.

    Transfers can take a few hours or overnight depending on your bank. It’s a good choice if you don’t want to carry cash or if you value having a clear record. Older clients and people handling estates often choose this for peace of mind.

    We handle your bank details carefully and respect your privacy.

    Combinations: cash plus transfer, or a bit of both

    Over the years I’ve seen all sorts of payment mixes. Some people want a bit of cash for errands and the rest electronically. Others split payments between cash and PayID or bank transfer.

    That’s no problem. If a split works better for you, we’ll do it. It’s handy for estate matters or when you want both convenience and a paper trail.

    Why we do not put a transaction ceiling on the payment choice

    Worried about cash limits? Don’t be. As a family-run business we can handle large on-the-spot payments. Pick the method that suits you best without extra hassle.

    No waiting, no fake limits, and no extra trips. We come ready to get the job done simply and respectfully.

    What a typical visit looks like from offer to payment

    I’m available seven days a week from 7am to 5pm — whatever suits you. We sit at your kitchen table in a relaxed, no-pressure setting. I’ll inspect your gold and talk you through how I work out the offer, so there are no surprises.

    When you’re happy, choose how you want paid: PayID for an instant transfer, cash in hand, a bank transfer the same or next day, or a combination. You get paid the way you want.

    After years on the road around Adelaide and nearby towns, clients often tell me they appreciate this relaxed, fair approach — sometimes with a cuppa in hand.

    FAQs about payment options for gold sellers

    Chris’s kitchen-table payment anecdotes from Adelaide visits

    Over the years I’ve met all sorts of people from 150 kilometres out from Craigmore to the heart of Adelaide. One retiree chose cash so she could head out straight after for errands. A young couple used PayID — quick and easy with no paperwork. A family sorting an estate split the payment: part cash and part bank transfer for convenience and records.

    Those chats over a cuppa help build trust. It’s not just about the gold — it’s about making you feel comfortable and secure with how you get paid. Offering choices keeps everyone happy, from Tea Tree Gully to Aldgate — and that’s what makes this local, personal service worthwhile.

    These stories show there’s no one-size-fits-all. That’s why PayID for gold sales, cash and bank transfers give a friendly, flexible service you can rely on.

    Learn more and connect with us

    At the heart of what we do is keeping it simple and flexible. Whether you want PayID for gold sales, cash on the spot, a bank transfer, or a mix of methods, you’ll get your money safe and sound right at your kitchen table. We’re available seven days a week, 7am to 5pm, covering metro Adelaide out to 150 kilometres from Craigmore. No limits, no fuss — just fair prices and straight talk.

    If you want to talk about selling your gold with a personal touch and clear payment options, reach out to us or check how it works. We’re here to help you get the most from your gold, your way.

    Ready to turn your gold into money?

    Give me a bell on 0411 108 170 for a friendly kitchen-table chat. Looking forward to catching up and having a good yarn.

    Frequently Asked Questions

    How secure are payment methods when selling gold?

    Security matters. PayID transactions use strong encryption on the National Payments Platform, so payments are both instant and secure without sharing full bank details. Cash payments are safe when done privately at your place. For bank transfers, we look after your details and keep things confidential. Always make sure payments happen in a safe, comfortable setting.

    Can I negotiate payment options when selling my gold?

    Yes — payment options are flexible. Whether you want cash, PayID, a bank transfer, or a combination, we’ll agree on what works best for you. The service is personalised so you get a hassle-free outcome suited to your needs.

    Are there any fees associated with selling my gold?

    There are typically no hidden fees from us for PayID, bank transfer or cash payments — you receive the agreed amount for your gold. Some payment processors may have their own fees, but we don’t add extra charges to our transactions. If you’re worried about fees, just ask and we’ll clarify before you accept the offer.

    What types of gold can I sell?

    You can sell gold jewellery, coins and bullion. Condition and purity affect the offer, so we assess each item fairly and explain how the price is calculated based on current market values. Bring what you have and we’ll give a clear, honest appraisal.

    Is there a waiting period for bank transfers?

    Bank transfers generally arrive the same or next business day, though exact timing depends on your bank. It’s a reliable option if you want a clear record of the transaction. Ask for an estimated timing when you choose this method.

    Can you pay for large amounts of gold in cash?

    Absolutely. We don’t impose limits on cash payments. You can receive the full amount in cash on the spot, no matter how large the sale. We handle larger transactions discreetly and respectfully so you feel comfortable and secure.

    What makes your gold selling service different?

    Our service stands out because it’s personal and local. Meeting at your kitchen table keeps things relaxed and transparent. We offer flexible payment methods — PayID, cash or bank transfer — and we focus on trust and clarity so you feel informed every step of the way.

    More Insights: Your Guide to Selling Gold in Adelaide

    Choosing the right payment method — PayID, cash, or bank transfer — should make selling your gold easy and stress-free. Our flexible options let you receive your money the way that suits you best. Get in touch today and we’ll help you turn your gold into cash with confidence and convenience.

    When you are ready, Chris comes to you.An in-home valuation across Adelaide, 7 days a week, 7am to 5pm. You decide on the day.

    Book a home valuation

    Ready to sell, or just want a rough idea?

    Book a home valuation Try the calculator

    or call / text Chris on 0411 108 170

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